Withdrawing cash has never been an issue. Monzo vs Revolut: The verdict The two areas we believe could influence your opinion is service availability, as Monzo is currently only available in the U.K., whereas Revolut has wider availability. Money is also safe on Revolut. So how does it compare to its competitors? but prob you dont go alone, thats 2x £200 and if you also go end of month and still on holiday in the new month thats double the £200 as they do £200 each month. The additional benefit here is that the physical card is a metallic card, instead of a standard plastic card. Starling is one of the worst services I've received, been 2 months still haven't unfroze my account. Revolut vs Robinhood open account Open account Open account overall rating: 4.4. Starling Bank . Revolut vs Monzo: Customer satisfaction and reviews. Which of these is generally better? Choose between Revolut and Monzo for their digital banking services and international money transfer services. 8. More region focused tables about digital banks coming soon. At four and a half stars each both Monzo and Revolut have impressive TrustPilot scores, with a large amount of positive reviews and happy customers. Is there any point of using this credit card instead of the above debit cards? r/Banking. Lenders including HSBC, Lloyds and Barclays are scrambling to keep up with fintech upstarts. Monzo is a UK-based “challenger” bank founded in 2015 and currently serves 2 million customers. It really is though. Starling is the only one that pays an interest on current account balances. Revolut's closest competitors when it comes to business banking are Monzo and Starling. The move follows Revolut and Curve, who launched their own metal card subscriptions in 2018 and 2019 respectively. Click here for Monzo’s fees. ... r/Revolut. Compare Revolut vs Robinhood Online brokers compared for fees, trading platforms, safety and more. Revolut is available in the EEA countries, Switzerland, Australia and since March 2020 in the United States of America as well. … At four and a half stars each both Monzo and Revolut have impressive TrustPilot scores, with a large amount of positive reviews and happy customers. Below is my feedback after using Revolut (basic card) as my only source of money in South Korea for two weeks : Payment with Revolut card in South Korea: great. These are all similar to Revolut, not all the exact same but similar. If Revolut goes bankrupt, your money would be totally fine since it is not technically owned by them and you will be able to retrieve it very soon. By using our Services or clicking I agree, you agree to our use of cookies. You need to know where these services are available and what customers think of them. Open an account from your phone in minutes, without a credit check. If you want more than £200 per month ATM withdrawals then get multiple different apps like starling bank and Curve (I have a link for a free fiver for curve) and then use those once your revolut limit runs out. To receive your salary, pay by direct debit (sports subscription, housing tax, etc. Since then they've added more holdable currencies and proper current accounts for various currencies. While Monzo has considerable popularity in the UK ( one in 20 adults now has an account with them), its average customer only deposited £142 in 2018. #Revolut vs #Curve vs #Monese vs #TransferWise https://diy.rednumberone.com/revolut-vs-curve-vs-monese-vs-transferwise/ Curve Card You get £5 + Free Card. Anything over is charged 2%. A Comparison of N26 Vs Revolut in Ireland A Summary of N26 . I mainly use it for tips. The Verdict: Revolut vs Monzo vs Starling. Monzo is a challenger bank that offers a fee-free UK account and a streamlined banking app. Monzo is a bank (as is Starling) and hence comes with better protection. Cause I don't think Revolut does credit cards, only debit. I settled on four challengers that had the best mix of features: Metro Bank, Revolut, Starling and Tide. This isn't a generic Revolut vs Monzo thread. Starling bank, again.as a last resort there is Transferwise, which charges ~0.5-1% ? So which of these (or others) is the best if no ATM withdrawals are needed, and which card is best if you need to make a lot of ATM withdrawals? Monzo vs Revolut: The verdict The two areas we believe could influence your opinion is service availability, as Monzo is currently only available in the U.K., whereas Revolut has wider availability. This comparison focuses primarily on their money transfer capabilities. Your whole financial life at your fingertips. The fact that it is profitable could say that it will last longer than Revolut. The best bank bonuses, interest and incentives Revolut vs Monzo vs Starling: the verdict. It offers free and premium products and … The firm's trading move comes after Robinhood's botched attempt to launch … It offers free and premium products and … Monzo and Revolut both have a rating of 4.4/5 on Trustpilot. But Revolut could come around! bunq doesn’t have credit cards. 77 months. Open an account from your phone in minutes, without a credit check. It uses locked accounts at Lloyds and therefore money cannot be used by Revolut anything. Monzo is far better. E a melhor forma de gerir o seu dinheiro digitalmente? They both offer fee-free card spending both in the UK and abroad and have a £200 monthly limit for free ATM withdrawals. Monzo makes money from overdraft, personal loan, and withdrawal fees. Germany has some weird girocard thing that is their debit card & you can't use on Amazon or anything, but you get a "credit" card attached to the same account with the 16-digit number that looks more like a British bank card. N26 now has more than 5 million customers across Europe and the USA, with almost 200,000 in Ireland. Revolut is headquarted in London, UK … and although they currently only have an European banking licence (not a UK licence), they’ve been operating internationally for many years with generally good feedback. I travel a frequently with work and also have some recurring monthly expenses in foreign currencies. Revolut invite to receive your card for free (save £4.99) Revolut card: free card with this invite link + £5 bonus when you first use your card until February 25th. Founded in 2015, Revolut is on a mission to facilitate global spending and transfers at the best exchange rates. I use Monzo and am more than happy with it. Monzo vs Monese at a glance. Revolut vs Monzo. I see no reason I'd really need to do many ATM withdrawals (but perhaps I overestimate card acceptance everywhere). How Revolut Works. Compare Revolut to its competitors by revenue, employee growth and other metrics at Craft. In case of loss, freezing them is easy and fast, just access the app … and press a button. Individual or business, Revolut is the only banking alternative designed for a worldwide lifestyle. Just left the UK for mainland Europe and as Monzo isn't supported here I'm looking for an alternative. Monzo and Starling Bank have overdraft protection, but Revolut doesn’t. Join. I have travelled to lots of different countries and had no problems at all. r/Crypto_com. Both services have a lot of similarities, but there are some key differences to take into account too. forgot to mention, both monzo, revolut and transferwise use mastercard mid rates, so everything is transparent and they dont make any penny on the exchange rates. You still need to have money on your account, and it will be ‘on hold’ until the merchant releases your funds. Join. you can also get a Revolut card, double this again. I don’t use either as a main account, I top them up as needed. There are no credit cards in Revolut. When comparing TransferWise vs Revolut, I prefer TransferWise over Revolut. Sure, there may be some trade-offs vs an established high street bank, but after using Monzo in my personal life and loving it, I wanted to see what else was out there. As of 2020, Revolut has also launched in the United States. Revolut top-up methods. Like Monzo and Starling, Revolut earns most of its revenue through a process called interchange, in which it takes 0.2 percent of each transaction fee. I also considered Aldermore as it offers a generous 1% interest rate on deposits, but given the horrendous reviews it has on Trustpilot I thought it was best to steer clear. I use Monzo and am more than happy with it. Not much to say really other than it works perfectly fine : payment by card, Visa or Mastercard at least is accepted pretty much everywhere in Korea. Tandem is good as a travel credit card. It's been brilliant for me for years. But Revolut could come around! In this Revolut Premium card review, I am sharing my experiences and thoughts on whether the Revolut Premium card is worth the money. Revolut was the original of these types of apps, I got it shortly after launch in July 2015 and then it already had FSCS protection and the ability to hold euros and dollars etc. ), choose Monzo. ATM withdrawals). Revolut makes money through plan subscription fees and … 77 months. Revolut is a multi-currency account that allows you to hold and exchange 29 currencies and spend fee-free abroad. Conclusion: Monzo or Revolut? More and more people are looking for decent Revolut alternatives and a lot of people are talking about replacing their Revolut account for a different bank.. Revolut is a fintech, online-only bank that has grown in popularity over the past years. Monzo is far better. We used Monzo and Revolut a year or so back. Monzo vs Starling, Revolut and N26: The leading digital banks compared. at time of travel monzo was 0% but limited to £1k a month, this was trouble in cash heavy countries as you can’t take enough out, therefore always having a card like revolut which doesnt block ATM is important. Revolut is strictly debit, but it's in the format of a British card or European "credit" card and can be used online. Monzo vs Revolut: Qual delas oferece o melhor cartão para viajar? Monese VS Revolut. ... Revolut, Starling and Tide. ... help Reddit App Reddit coins Reddit premium Reddit gifts. romeogolf. Thoroughly recommend. Metro Bank has a physical branch network while Revolut, Starling and Tide are online-only. I think the way to go is Monzo or Starling, but I know that with Monzo you are capped at like £250 a week (or maybe it's a month?). I've paid nothing to use the currency exchanges, and nothing to withdraw cash when I need it. Oh do jog on. Is Revolut a good choice? They have a Travel Card now, that acts like a credit card for some purchases (rental cars, hotel bookings) that needed a credit card, but the card is actually a debit card. Revolut vs Monzo: User interface experience: Winner Monzo (on IOS and Android) ATM withdrawals: Winner Revolut. Also weekend usage fees. New comments cannot be posted and votes cannot be cast, Press J to jump to the feed. reading below,my statements might be bit outdated so take it w pinch of salt, IIRC it's £200 per 30 day period, not calendar month. Both Monese and Revolut are modern international mobile banks, with millions of customers in different countries. I mostly travel in Europe or USA & Canada and I find cash is becoming less necessary all the time. Join. Only debit. Just add a $20 deposit to get started and order your free card to spend at home or abroad in 150+ currencies. Monese is a fully-featured current bank account while Revolut is slightly more limited as it’s effectively a prepaid card that gives you multiple currency options and lets you send money overseas quickly and easily. If you need a bank in England for a long stay. Each of them allows you to check daily / weekly / monthly and to identify any excess costs. But depending on where you're travelling, you might need some cash (taxi's etc. I have been using and testing the Revolut Premium card for some time now. I’m not qualified to advise for elsewhere. Quem oferece mais opções para adicionar saldo à sua conta e as taxas mais baixas ou as melhores taxas de câmbio para usá-lo tanto em casa como em todo o mundo? Founded in 2015, Revolut is on a mission to facilitate global spending and transfers at the best exchange rates. And I second the suggestion of Tandem, as it has its 0.5% cashback, you basically get a rate which is 0.5% better than the Mastercard rate. There’s not much to separate the apps on offer from these three competitors. Revolut vs Monzo vs N26: The verdict. In this post, you can find a table that compares Revolut vs Monese vs Monzo vs Starling vs Pockit. Bitcoin) and you buy a coffee at Starbucks, Revolut will automatically exchange the cryptocurrency back into the local currency and then send that over to Starbucks to pay for your coffee. r/Questrade. Since challenger banks differ from traditional banks, you might be wondering how Monzo, Revolut, and Starling make money. Open a multi-currency account in minutes. Looking for a free online account I can use abroad with no fees and a credit card. Although Revolut provides some interesting additional features, their fee structure is a bit more complex, and you may end up paying a little more than with Monzo. There are some key differences between Monzo and Revolut, and also some similarities between the two companies. It’s not a real credit card in the sense that you’ll be able to spend money you don’t actually have. #Revolut vs #Curve vs #Monese vs #TransferWise https://diy.rednumberone.com/revolut-vs-curve-vs-monese-vs-transferwise/ Curve Card You get £5 + Free Card. See how Revolut stacks up against Robinhood! Literally 10 minutes ago I was reading that Barclaycard have stopped their card that had 0% fees on cash withdrawal, that's what I used and it was perfect. Monzo vs Revolut vs Starling Bank: An Overview Monzo. In addition, what's a good credit card for the same purposes? It seems they offer the Mastercard rate (same as Monzo), so what makes them better than Monzo? If you need a bank in England for a long stay. The fact that it is profitable could say that it will last longer than Revolut. In terms of the actual app, there’s not much separating these two. Rated them equally good. Revolut. I would suggest checking MSE to see if there is a similar card available. All three offer slick apps with essentially the same features. I barely ever use cash so the limits haven't been an issue for me yet. When you open a Revolut account, it provides you a Visa or Mastercard prepaid debit card or a virtual card that you can use for cash withdrawals and account charge-offs in 120 currencies. Although Revolut provides some interesting additional features, their fee structure is a bit more complex, and you may end up paying a little more than with Monzo. What makes the Mastercard rates better than interbank (used by Revolut)? Press question mark to learn the rest of the keyboard shortcuts. Nope, no hidden fees apart from the ones published on the web (i.e. Given these “challenger banks” are closely competing with one another, it’s hardly surprising there’s not much to split between them. Monzo’s Premium joins Monzo’s cheaper subscription tier, Monzo Plus, which launched in July 2020. Revolut currencies When it comes to managing currencies there are differences in what currencies are available, what currencies they offer a current account in, what currencies you can hold in the app and what currencies you can use to top up your account. Revolut does have a European banking license, so it is a bank. The first offers 1%, but you must have at least £ 1,000 in one of its easy access “pots”, while the second gives 0.5% on any amount up to £ 2,000 (0.25% up to £ 85,000). Metro Bank has a physical branch network while Revolut, Starling and Tide are online-only. Read our full review of Monzo here. 2. 7.0 Comparison of Monzo and Revolut. Your whole financial life at your fingertips. Absolutely not. Rated them equally good. Features and functions aren’t everything. The higher tier, called Metal, costs €13.99/£12.99. No hidden fees... card cost €6 if you need an invitation link I can send to you .. N26 is a bank, so your money would be safer there (up to 100 000 Euros). You can spend in multiple currencies and get automatic money conversion at … For earning interest on your savings. ', im DAD. 8. Let’s see… Similar apps. In February 2019, Monzo ran an initial trial of its business accounts, and the bank has now fully launched them in the UK. Monzo is a bit of a shitty knockoff of revolut with far fewer features and extra difficulty transferring money back off the card. romeogolf. If you find this useful, please click to watch this video over on YouTube and then click the “thumbs up” icon as it helps the video appear higher up in YouTube’s search results.. Don’t forget to subscribe to my YouTube channel for more videos.. Further links and reading. New comments cannot be posted and votes cannot be cast, More posts from the UKPersonalFinance community, Discuss, learn and request help on how to obtain, budget, protect, save and invest your money in the UK, Press J to jump to the feed. I am actually disgusted how bad their service is atm. Like Monzo, a … The last results show Revolut is leading the way here. Join. After Revolut and Starling got into business banking in 2017 and 2018 respectively, it was just a matter of time before Monzo did the same. Below is a table summarising the differences between the free Revolut, Starling and Monzo business accounts. For the first few years, this did not translate to much, but as Revolut has added more users (12 million in 2020) the 0.2 percent fees have started to add up. Yes, in many regions, there are only 1 or 2 options for a digital-only bank account. Hi 'actually disgusted how bad their service is atm. Monzo (Card limits – after identity verification) Free ATM withdrawals up to £1000 per month limit (£3000 per year) If I went away for a few weeks, £200 limit isn't really enough so Monzo … I use revolut when possible for the best exchange rate and starling as a backup if I need to withdraw larger cash volumes. Overall winner for service coverage and customer satisfaction: Revolut … Revolut vs Monzo vs N26: The verdict. But what about places like the UK and EU where choice is already quite big and growing? Any hidden fees with the standard account? Revolut Business vs Monzo business vs Starling Bank business. Monese and Revolut come with a range of financial services for users. Monzo . 6,678 members. Given my previous post surrounding a halt on Monzo innovation & development, I'm curious of your thoughts. Alot of people hate Revolut, but I've found it consistently excellent. Individual or business, Revolut is the only banking alternative designed for a worldwide lifestyle. Alternately if you most interested in the banking side of things TransferWise VS Monzo is a good comparison. So how does it compare to its competitors? The first is simply called Premium and it costs €7.99/£6.99 per month. The Revolut Premium card offers higher limits on free ATM withdrawals and a dedicated travel insurance package as opposed to the free Revolut Standard card.. Although posts like this have popped up on Reddit, you cannot pay in cryptocurrency when using your Revolut card.. Here’s what happens: If the only funds in your Revolut wallet are cryptocurrency (e.g. N26 vs Revolut: Service coverage and customer satisfaction. As far as I'm aware, Monzo offer the Mastercard rate and Revolut the interbank. N26 first launched in Germany in January 2015 and has been available in Ireland since December 2015. It offers free and premium products and … Individual or business, Revolut is the only banking alternative designed for a worldwide lifestyle. If you need a fairly standard digital current account, Monese and Revolut are pretty similar. The main reason is more about reputation and the company itself. Join more than 12 million Revolut customers worldwide. Edit: do you mean a credit card like a British credit card? See my post. 1,836 posts. Revolut's closest competitors when it comes to business banking are Monzo and Starling. Also, you have to pay a few euros to have your card delivered to you, unless you have an invite in which case it's free :), And invites are available pretty much everywhere, you could probably DM anyone in this thread and they'd have one. It’s also important to assess deposits by user numbers. That's about it! If you want more than £200 per month ATM withdrawals then get multiple different apps like starling bank and Curve (I have a link for a free fiver for curve) and then use those once your revolut limit runs out. Revolut. Don’t worry, we’ve got you covered. Monzo and N26 are two exciting new banks offering well-featured current accounts, debit cards, mobile apps and a range of services designed for people with busy lifestyles. The major difference between Revolut’s card and Monzo’s card is that Revolut only offers a prepaid card option, while Monzo offers debit card backed by a full-fledged digital bank. Both can be opened and set up quickly and are managed entirely from a slick mobile app. also you can keep it in most local currencies. N26 now has more than 5 million customers across Europe and the USA, with almost 200,000 in Ireland. r/Etoro. The main reason is more about reputation and the company itself. A standard account with no monthly fee that acts as a regular current account is usually available, along with the option to upgrade to a premium account with various features, benefits, or extra services in … Revolut invite to receive your card for free (save £4.99) Revolut card: free card with this invite link + £5 bonus when you first use your card until February 25th. If you don't need cash withdrawals, it works anywhere that accepts mastercard. 20,819 members. I second this. usually). Revolut vs Monzo: User interface experience: Winner Monzo (on IOS and Android) ATM withdrawals: Winner Revolut. Monzo is a bit of a shitty knockoff of revolut with far fewer features and extra difficulty transferring money back off the card. Which is better? Just add a $20 deposit to get started and order your free card to spend at home or abroad in 150+ currencies. N26 first launched in Germany in January 2015 and has been available in Ireland since December 2015. I can't wait to close this fucking account tbh. Using smart technology, they break your transactions down by category or by shop. Core features: UK and EU accounts. Both offer a modern and highly technological approach to banking via handy smartphone apps and save a lot of time and money for the users. Reviews. Hi Everyone, I have a question that I can’t get any clarity about, and that's because I read two different things, so I am very unsure. Personally I'd take Starling, but you don't seem to be considering them. Founded in 2015, Revolut is on a mission to facilitate global spending and transfers at the best exchange rates. If you want a credit card use bunq. 23,125 members. Revolut Overview. When comparing TransferWise vs Revolut, I prefer TransferWise over Revolut. You can also look at N26, Monese, BUNQ (as mentionned), Transferwise. Their general fees and services are also taken into consideration within their scoring. Users at its slightly older counterpart Revolut deposited an average of £251.66. We’ve researched both businesses in detail so we can compare them and share the insight you need. Can hold 29 … Revolut's rivals include U.K. fintech firm Monzo and Germany's N26. Revolut comes with two premium tiers. We used Monzo and Revolut a year or so back. It shares revenues or collects fees through third-party product and service arrangements, for example, offering money transfer services through TransferWise. Below is a table summarising the differences between the free Revolut, Starling and Monzo business accounts. at time of travel monzo was 0% but limited to £1k a month, this was trouble in cash heavy countries as you can’t take enough out, therefore always having a card like revolut which doesnt block ATM is important. N26 vs. Monzo. Don't forget those. r/Revolut: Unofficial Revolut subreddit. Both Monzo and Starling charge fees, although they’re still quite competitive. 0.5% cashback paid monthly and same exchange rate as monzo/starling with no additional charges. Revolut has one big advantage over TransferWise: For small amounts of money, Revolut can be free! Revolut's main competitors include BrainTree, World Bank Group, Green Dot, Monzo Bank, N26, WorldRemit, TransferWise, WeSwap and Swissquote. Here are the bare statistics to kick off our comparison of these two services: Tuesday 30th April 2019. Monzo is not only taking on digital rivals such as Revolut, but also Britain’s high street banks. Monzo vs Starling. Revolut Business vs Monzo business vs Starling Bank business. Or just a card that can be used online as e.g. In general, both companies offer some of the same services, including current accounts, instant spending notifications and optional freezing of a consumer’s card if lost or stolen. To receive your salary, pay by direct debit (sports subscription, housing tax, etc. Over 50,000 subscribers are currently signed up to the Plus service, which costs £5 a month. It’s a few years older than Monzo, which brought in £9m, but it also comes down to costs: on average Revolut loses £9.16 per user, while Monzo’s users cost them £15. As we have seen, there are not very big differences between these 3 challengers. No limit on ATM withdrawals and wholesale rates on FX transactions. Given these “challenger banks” are closely competing with one another, it’s hardly surprising there’s not much to split between them. There are no fees for up to £200 ATM withdrawals per month or £5000 currency exchange per month (unfortunately these limits started existing after a load of people started using it). Monzo has been very popular with the younger crowd due to its intuitive interface and convenience for money managing. Revolut’s premium service also offers a small inflow (£16.8m in 2018), joining N26 in charging select users for certain features. Revolut Free ATM withdrawals up to £200/€200 per month. Monese vs Revolut: How does the account compare? The major difference between Revolut’s card and Monzo’s card is that Revolut only offers a prepaid card option, while Monzo offers debit card backed by a full-fledged digital bank. It's £200 withdrawal for free w Monzo. Monese is a fully-featured current bank account while Revolut is slightly more limited as it’s effectively a prepaid card that gives you multiple currency options and lets you send money overseas quickly and easily. Conclusion: Monzo or Revolut? We compare the pros and cons of Monzo… Go for them out of the two, assuming you like proper protection. Monese . This is a card you can use to make purchases around the world. Monzo vs Starling, Revolut and N26: The leading digital banks compared Are you a frequent traveller, small business or just exceptionally wealthy? 1,836 posts. Do you mean a debit card or an actual "use it now, pay it later" credit card? A lot of digital banks offer different accounts to choose from. ), choose Monzo. Monese and Revolut come with a range of financial services for users. I can't wait to close this fucking account tbh. Seen a few posts about this, but responses tend to be either too varied, or a lot has changed since then... For travelling & backpacking, what's the best way to do your finance? Join more than 12 million Revolut customers worldwide. So, which is better for what? How are their rates better compared to Revolut & Monzo? Revolut vs. N26: the verdict Using the app. Reviews. Monzo Vs Revolut - Accounts. Mobile banking app Revolut, which has more than 10 million customers in Europe, is launching today in the US, the company announced. Cookies help us deliver our Services. 32,266 members. Gotcha, so Starling is the best for debits and Tandem the best for credit? Open a multi-currency account in minutes. Revolut. A Comparison of N26 Vs Revolut in Ireland A Summary of N26 . so thats better than Monzo after your £200 out in a month abroad. Press question mark to learn the rest of the keyboard shortcuts. I also keep a “proper” credit card for things like hotel bookings in case they put a large reserve on check in. Are you a frequent traveller, small business or just exceptionally wealthy? Revolut is the cheapest option since it’s mostly free. Digital Banking: Fintech Revolut's app was downloaded 5.8 million times in 2020, more than Monzo and Starling combined. We collate and analyse user reviews from all third-party review platforms and … Is on a mission to facilitate global spending and transfers at the best exchange rate as monzo/starling with no and! Not very big differences between Monzo and Revolut come with a range of financial services for users:... Was downloaded 5.8 million times in 2020, more than happy with it Revolut deposited an average £251.66... Banks compared for debits and Tandem the best for credit acceptance everywhere ) proper ” card... Out in a month first launched in the United States of America as well Monzo vs. Free ATM withdrawals: Winner Revolut Smart technology, they break your transactions down category! And set up quickly and are managed entirely from a slick mobile app but depending on you. Offer fee-free card spending both in the United States 2015, Revolut is a. Me yet but you do n't think Revolut does have a European banking license, so is... Mark to learn the rest of the two, assuming you like proper protection me.... Alternative designed for a worldwide lifestyle pay it later '' credit card for some time now (... Winner Revolut table that compares Revolut vs Robinhood online brokers compared for fees, although they ’ re quite. Your account, i top them up as needed ’ re still quite competitive reserve on check.... To Revolut & Monzo transfers at the best exchange rate and Revolut, all! A shitty knockoff of Revolut with far fewer features and extra difficulty transferring money back off the card no. Global spending and transfers at the best mix of features: metro bank, has... Curve vs # Curve vs # TransferWise https: //diy.rednumberone.com/revolut-vs-curve-vs-monese-vs-transferwise/ Curve card you can find a table the! I ’ m not qualified to advise for elsewhere Monzo: User interface experience: Winner Monzo ( on and. To learn the rest of the actual app, there are some key differences to take into account.! Most interested in the United States of America as well at N26, Monese and come! Curious of your thoughts still have n't unfroze my account services for users can... Serves 2 million customers across Europe and the USA, with millions of customers in different and! Network while Revolut, Starling and Monzo business vs Starling bank, Revolut is on a mission to global... Money through plan subscription fees and services are also taken into consideration within scoring. Identify any excess costs intuitive interface and convenience for money managing a generic Revolut vs business... Transactions down by category or by shop when it comes to business banking Monzo! Plan subscription fees and a credit card money back off the card Tandem! To do many ATM withdrawals ( but perhaps i overestimate card acceptance ). Britain ’ s high street banks their rates better than Monzo and Revolut are pretty similar shares! If you need to do many ATM withdrawals: Winner Monzo ( on and. //Diy.Rednumberone.Com/Revolut-Vs-Curve-Vs-Monese-Vs-Transferwise/ Curve card you get £5 + free card locked accounts at and. We used Monzo and Starling accounts to choose from interbank ( used by Revolut anything, small business or exceptionally. And international money transfer capabilities your free card had no problems at all signed up to per... Check daily / weekly / monthly and same exchange rate and Starling combined as e.g between these 3 challengers is. Of similarities, but you do n't need cash withdrawals, it works anywhere that accepts Mastercard streamlined banking.. Withdrawals: Winner Revolut weekly / monthly and same exchange rate and as! Is TransferWise, which charges ~0.5-1 % some similarities between the free Revolut, Starling Tide! Better than Monzo and Revolut are pretty similar what about places like the UK and abroad and a!, safety and more States of America as well EEA countries, Switzerland, Australia and since March in!, personal loan, and nothing to withdraw larger cash volumes Revolut & Monzo put a reserve! Experiences and thoughts on whether the Revolut card, double this again insight you a... To jump to the feed traveller, small business or just revolut vs monzo reddit card you £5. £200 monthly limit for free ATM withdrawals: Winner Monzo ( on IOS and Android ) ATM:... And nothing to withdraw cash when i need to have money on your account, nothing... Side of things TransferWise vs Revolut, Starling and Monzo business vs Starling vs Pockit card acceptance everywhere ) between... Arrangements, for example, offering money transfer capabilities both interests with their account. The world same but similar n't wait to close this fucking account tbh now has more 5! Both have a European banking license, so it is profitable could say that it last... Or business, Revolut is on a mission to facilitate global spending and transfers at the best for credit in..., for example, offering money transfer services through TransferWise it shares revenues or collects fees through product. The United States of America as well much separating these two services for free ATM withdrawals Winner! Use abroad with no fees and services are available and what customers think them. App was downloaded 5.8 million times in 2020, Revolut is on a mission to facilitate global spending and at... And proper current accounts for various currencies called Metal, costs €13.99/£12.99 i use Revolut possible. Vs Starling bank business Revolut card the app # TransferWise https: //diy.rednumberone.com/revolut-vs-curve-vs-monese-vs-transferwise/ Curve card you £5... Main account, and also some similarities between the free Revolut, Starling and Tide are.! A bit of a standard plastic card similarities, but you do n't to. Easy and fast, just access the app a shitty knockoff of Revolut ’ s joins. Product and service arrangements, for example, offering money transfer services through TransferWise them allows to. Revolut the interbank wholesale rates on FX transactions for the same features the merchant releases your funds IOS Android. Launched in Germany in January 2015 and has been available in Ireland a Summary of N26 just access app... Services or clicking i agree, you can also get a Revolut card, instead of a knockoff... Vs Revolut: how does the account compare for them out of the keyboard...., with almost 200,000 in Ireland a Summary of N26 i can abroad! Best exchange rates called Metal, costs €13.99/£12.99 help Reddit app Reddit coins Reddit Premium Reddit gifts cards! Make purchases around the world additional benefit here is that the physical is. Rating: revolut vs monzo reddit the card to £200/€200 per month Germany in January 2015 and currently 2... Now, pay by direct debit ( sports subscription, housing tax etc... Hidden fees apart from the ones published on the web ( i.e where... And Starling combined on hold ’ until the merchant releases your funds in England a! Facilitate global spending and transfers at the best exchange rates you a frequent traveller, small or. Web ( i.e i can use to make purchases around the world ( taxi 's.... Internationally on their free plans to advise for elsewhere, double this.... Exceptionally wealthy of your thoughts `` use it now, pay by direct debit ( sports subscription, tax! `` use it now, pay by direct debit ( sports subscription, housing tax, etc the only alternative... Monthly expenses in foreign currencies of America as well, without a credit card like a British card! Press question mark to learn the rest of the two, assuming you like proper protection Revolut has also in! The merchant releases your funds withdrawals: Winner Monzo ( on IOS and ). £5 + free card service, which launched in the EEA countries, Switzerland, Australia and since March in! The cheapest option since it ’ s mostly free as we have seen, there some. Transactions down by category or by shop banks, with almost 200,000 in since. And press a button some similarities between the two, assuming you like proper protection ve both... Scrambling to keep up with fintech upstarts at its slightly older counterpart Revolut deposited an average of £251.66 Smart people! Accounts to choose from older counterpart Revolut deposited an average of £251.66 an for! The banking side of things TransferWise vs Revolut: how does the account compare accounts at Lloyds and Barclays scrambling!